Portfolio Management

There have never been more choices in the financial services arena than there are now. If you are tired of trying to understand and track all of the different information on all investment options, and then track fees, sales charges, perhaps you should consider portfolio management.

Asset Allocation

Asset allocation is the process of dividing your investment dollars among a variety of complementary asset classes, such as stocks, bonds, real estate, and cash equivalents – including money market funds – so that your portfolio is well-diversified.

The ultimate objective of an asset allocation program is to develop an investment portfolio that is properly aligned with your investment objectives and risk tolerance. A well-diversified portfolio will rarely outperform the top asset class in any given year, but, over time, it has often been one of the most effective path to pursuing your long-term financial goals.

Your asset allocation will most likely be the most significant factor affecting the portfolio’s variation in return. You should be comfortable with what this concept means, and also with the asset classes and percentages we suggest. If you have any questions or hesitations, please share them with us. We want our clients to be educated, feel comfortable, and understand the investment process. We won’t proceed without your approval, so we want to make sure we have it.

*Investors should note that diversification does not assure against market loss and there is no guarantee that a diversified portfolio will outperform a non-diversified portfolio.

Alternative Investments

While the traditional investments work for some, alternative investments work for others. We look at all options for our clients. Alternative investments usually revolve around looking outside the box. We will give you our opinion and guidance throughout the investment process. Alternative investments include, but are not limited to, the following:

  • Real Estate Investments (REITs, Limited Partnerships, and 1031 Exchanges)
  • Options and Commodities
  • Oil, Gas, and other specialty partnerships
  • Tax shelters
  • Futures Funds

Alternative investments may be illiquid in nature, redeemed at more or less than the original amount invested, subject to special risks and not suitable for all investors.

Separate Account Management

A separately managed account is a portfolio of investments in which you have direct ownership of each equity (stock) or bond in the portfolio, but delegate the authority to make decisions about which securities to buy or sell to a professional money manager. Securities are held in your own investment account and are not pooled with other investors. The cost basis and transactions in the account are client-specific and are not impacted by the activity of other retail investors. All fees and costs for managed accounts are asset-based and will vary depending upon your account balance.


We will select a mix of securities/investment products that we feel will best help you in pursuit of your objective. We will compare them to see how they stack up against other similar types of investments. We will determine how well these products work together to create a balance of risk and potential reward that is uniquely appropriate for you.